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	<title>H. Tobias Coleman, PLLC</title>
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	<description>Mississippi Bankruptcy Attorney</description>
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		<title>Bankruptcy can stop car repossession in Mississippi</title>
		<link>https://msdebthelp.com/bankruptcy-can-stop-car-repossession-mississippi</link>
		
		<dc:creator><![CDATA[Toby Coleman]]></dc:creator>
		<pubDate>Fri, 13 Nov 2020 09:53:00 +0000</pubDate>
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					<description><![CDATA[Repossession is when a creditor takes property from you because the payments are not being made.&#160; While many things can be repossessed for non-payment, we&#160;commonly hear about it being done with large and easy to get to collateral such as cars and trucks.&#160; If you get behind on your car note&#160;you might get a visit [&#8230;]]]></description>
		
		
		
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		<title>What happens if my Chapter 13 Bankruptcy is dismissed?</title>
		<link>https://msdebthelp.com/what-happens-if-my-chapter-13-bankruptcy-is-dismissed</link>
		
		<dc:creator><![CDATA[Toby Coleman]]></dc:creator>
		<pubDate>Thu, 12 Nov 2020 21:09:10 +0000</pubDate>
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					<description><![CDATA[Depending on the number of cases you have had dismissed in the year before re-filing, you might have to take extra steps to get the automatic stay extended past 30 days or even to have it put back in place. Depending on the number of cases you have had dismissed in the year before re-filing, [&#8230;]]]></description>
		
		
		
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		<title>Wage Garnishment and Bankruptcy</title>
		<link>https://msdebthelp.com/wage-garnishment-bankruptcy</link>
		
		<dc:creator><![CDATA[Toby Coleman]]></dc:creator>
		<pubDate>Tue, 10 Nov 2020 10:51:49 +0000</pubDate>
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					<description><![CDATA[Your disposable earnings are what are left after your employer makes the legally required deductions for federal and state taxes, your share of state unemployment insurance and social security. Alimony and child support garnishments limits&#160;are higher Under the federal act, a garnishment for child support or alimony can be in an amount of up to [&#8230;]]]></description>
		
		
		
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		<title>Tax Debts and Bankruptcy</title>
		<link>https://msdebthelp.com/tax-debts-bankruptcy</link>
		
		<dc:creator><![CDATA[Toby Coleman]]></dc:creator>
		<pubDate>Mon, 09 Nov 2020 13:35:28 +0000</pubDate>
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					<description><![CDATA[Benjamin Franklin summed it up nicely in a 1789 letter stating “in this world nothing can be said to be certain, except death and taxes.”  Holding true to this adage, the bankruptcy code generally treats taxes as a debt that can’t be wiped out through bankruptcy.  There is hope, however.  Under certain circumstances tax debts [&#8230;]]]></description>
		
		
		
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		<title>Payday Loans</title>
		<link>https://msdebthelp.com/payday-loans-in-bankruptcy</link>
		
		<dc:creator><![CDATA[Toby Coleman]]></dc:creator>
		<pubDate>Mon, 09 Nov 2020 12:17:29 +0000</pubDate>
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					<description><![CDATA[Mississippi has more payday lenders per capita that anywhere else in America According to Huffington Post reporter, Christina Wilkie, “Mississippi . . . has more payday lenders per capita than anywhere else in America . . . .”  Not surprisingly many Mississippians find themselves trapped in the payday loan cycle.  This cycle starts innocently enough.  [&#8230;]]]></description>
		
		
		
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		<title>Debt Settlement vs. Bankruptcy</title>
		<link>https://msdebthelp.com/debt-settlement-vs-bankruptcy</link>
		
		<dc:creator><![CDATA[Toby Coleman]]></dc:creator>
		<pubDate>Fri, 06 Nov 2020 15:57:00 +0000</pubDate>
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					<description><![CDATA[What is a debt settlement company? You may have seen their ads on TV. The debt settlement company sales pitch is usually something along these lines: That for a fee they will use their established relationship with your creditors to reduce your debt by 50% or more. They often promise that your financial troubles will [&#8230;]]]></description>
		
		
		
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		<title>When can I file bankruptcy again?</title>
		<link>https://msdebthelp.com/often-can-file-bankruptcy-protection</link>
		
		<dc:creator><![CDATA[Toby Coleman]]></dc:creator>
		<pubDate>Fri, 06 Nov 2020 11:40:50 +0000</pubDate>
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					<description><![CDATA[What if my prior case was dismissed? Typically we are able to file bankruptcy cases for individuals whose prior case was dismissed before they received a discharge. There are some circumstances where you might be prevented from re-filing for a certain period of time. Generally speaking, individuals are prevented from filing for bankruptcy protection if [&#8230;]]]></description>
		
		
		
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		<title>Credit cards and bankruptcy – common issues</title>
		<link>https://msdebthelp.com/credit-cards-and-bankruptcy-common-issues</link>
		
		<dc:creator><![CDATA[Toby Coleman]]></dc:creator>
		<pubDate>Fri, 06 Nov 2020 09:04:00 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://msdebthelp.com/?p=184</guid>

					<description><![CDATA[What happens to credit card debt in bankruptcy? Credit card debt is typically unsecured debt.  Unsecured debt means that the debt is backed by your promise to pay.  On the other hand, secured debt is backed by an asset such as a car or house, which can be repossessed or foreclosed upon after non-payment.    A [&#8230;]]]></description>
		
		
		
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		<title>Will bankruptcy hurt my credit?</title>
		<link>https://msdebthelp.com/will-bankruptcy-hurt-my-credit</link>
		
		<dc:creator><![CDATA[Toby Coleman]]></dc:creator>
		<pubDate>Thu, 05 Nov 2020 08:53:00 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
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					<description><![CDATA[Credit can mean many things.&#160; When we talk about hurting our credit in bankruptcy we are generally referring to our ability or inability to borrow money.&#160; When a bank is trying to decide whether to loan money or extend credit to someone, they will usually look at a credit report or the credit score for [&#8230;]]]></description>
		
		
		
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		<title>What do I need to know about Chapter 13 Bankruptcy</title>
		<link>https://msdebthelp.com/what-do-i-need-to-know-about-chapter-13-bankruptcy</link>
		
		<dc:creator><![CDATA[Tobias Coleman]]></dc:creator>
		<pubDate>Thu, 22 Oct 2020 20:44:12 +0000</pubDate>
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					<description><![CDATA[Chapter 13 bankruptcy is sometimes referred to as a “wage earner’s plan” or a “reorganization.” A chapter 13 bankruptcy provides an opportunity to reorganize finances without having to liquidate or sell any assets.  As discussed below, Chapter 13 is often a good option for protecting valuable assets such as a home or car from foreclosure [&#8230;]]]></description>
		
		
		
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